Update: I am happy to say that this worked! I got letters back from the credit agencies that my family member’s credit report has officially been permanently frozen.
Hello world. It has been such a long time since I posted I didn’t know my password at first! Luckily it popped into my brain while I was looking for it. I guess I need to write it down somewhere…
Even though an extended family member died over four years ago we have still been getting ‘pre-approved’ applications for the DISH for the family member!
The bottom of the page from DISH even says ‘This pre-screened offer of credit is based on information in your credit report indicating that you meet certain criteria’ – Ouch…
Today I saw something that if a loved one dies you should contact each of the credit reporting agencies. So.. I wrote letters today and will be mailing them this week. I hope this at least stops some of the mail to the deceased family member’s name.
Here are the addresses I am mailing the letter to and a copy of my form letter. I hope it helps someone else out too. Oh, and I wish the attorney who helped me with the family member’s estate would have suggested that I do this back then.
Equifax Options , PO Box 740123, Atlanta, GA 30374-0123
Experian, PO Box 919, Allen, TX 75013
TransUnion Opt-Out Request, PO Box 505, Woodlyn, PA 19094-0505
(Credit report agency address)
Dear Sirs: DATE
Social Security #: SS NUMBER
(copy of Death Certificate enclosed, if enclosing)
This is to let you know that I would like NAME credit reports to be marked as ‘Deceased’ to create a permanent credit freeze.
NAME died (ON DATE) .
TOWN, STATE, ZIP
YOUR NAME AND ADDRESS
So, if you read this far, what do you want to see on the blog next year? I can’t find the option for putting the survey, but here are some of the things I have been thinking (yes, I have been thinking about the blog, but just not doing).
- Photos of the sewing, etc projects I have been working on
- Helpful hints – like this post
- Recipes that I have tried and the family likes
- Books that I have enjoyed
- Photos of places we have visited
- YouTube bloggers and websites that I like
Note: Only your name and comment will show to anyone reading the blog.
I think they all sound like great ideas!