Credit Freeze for deceased loved one

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Update:   I am happy to say that this worked!  I got letters back from the credit agencies that my family member’s credit report has officially been permanently frozen.

Hello world.  It has been such a long time since I posted I didn’t know my password at first!  Luckily it popped into my brain while I was looking for it.  I guess I need to write it down somewhere…

Even though an extended family member died over four years ago we have still been getting ‘pre-approved’ applications for the DISH for the family member!

The bottom of the page from DISH even says ‘This pre-screened offer of credit is based on information in your credit report indicating that you meet certain criteria’ – Ouch…

Today I saw something that if a loved one dies you should contact each of the credit reporting agencies.  So.. I wrote letters today and will be mailing them this week.  I hope this at least stops some of the mail to the deceased family member’s name.

Here are the addresses I am mailing the letter to and a copy of my form letter.  I hope it helps someone else out too.  Oh, and I wish the attorney who helped me with the family member’s estate would have suggested that I do this back then.

Equifax Options , PO Box 740123, Atlanta, GA 30374-0123

Experian, PO Box 919, Allen, TX 75013

TransUnion Opt-Out Request, PO Box 505, Woodlyn, PA 19094-0505

(Credit report agency address)

Dear Sirs:                                                                             DATE

RE:  NAME

Social Security #:    SS NUMBER

(copy of Death Certificate enclosed, if enclosing)

This is to let you know that I would like NAME credit reports to be marked as ‘Deceased’ to create a permanent credit freeze.

NAME died (ON DATE) .

Latest address:

NAME

ADDRESS

TOWN, STATE, ZIP

Thank you.

YOUR NAME AND ADDRESS

 

So, if you read this far, what do you want to see on the blog next year?  I can’t find the option for putting the survey, but here are some of the things I have been thinking (yes, I have been thinking about the blog, but just not doing).

  • Photos of the sewing, etc projects I have been working on
  • Helpful hints – like this post
  • Recipes that I have tried and the family likes
  • Books that I have enjoyed
  • Photos of places we have visited
  • YouTube bloggers and websites that I like

  • ??

Note:  Only your name and comment will show to anyone reading the blog.

 

 

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