Credit Freeze for deceased loved one

Hello world.  It has been such a long time since I posted I didn’t know my password at first!  Luckily it popped into my brain while I was looking for it.  I guess I need to write it down somewhere…

Even though an extended family member died over four years ago we have still been getting ‘pre-approved’ applications for the DISH for the family member!

The bottom of the page from DISH even says ‘This pre-screened offer of credit is based on information in your credit report indicating that you meet certain criteria’ – Ouch…

Today I saw something that if a loved one dies you should contact each of the credit reporting agencies.  So.. I wrote letters today and will be mailing them this week.  I hope this at least stops some of the mail to the deceased family member’s name.

Here are the addresses I am mailing the letter to and a copy of my form letter.  I hope it helps someone else out too.  Oh, and I wish the attorney who helped me with the family member’s estate would have suggested that I do this back then.

Equifax Options , PO Box 740123, Atlanta, GA 30374-0123

Experian, PO Box 919, Allen, TX 75013

TransUnion Opt-Out Request, PO Box 505, Woodlyn, PA 19094-0505

(Credit report agency address)

Dear Sirs:                                                                             DATE

RE:  NAME

Social Security #:    SS NUMBER

(copy of Death Certificate enclosed, if enclosing)

This is to let you know that I would like NAME credit reports to be marked as ‘Deceased’ to create a permanent credit freeze.

NAME died (ON DATE) .

Latest address:

NAME

ADDRESS

TOWN, STATE, ZIP

Thank you.

YOUR NAME AND ADDRESS

 

So, if you read this far, what do you want to see on the blog next year?  I can’t find the option for putting the survey, but here are some of the things I have been thinking (yes, I have been thinking about the blog, but just not doing).

  • Photos of the sewing, etc projects I have been working on
  • Helpful hints – like this post
  • Recipes that I have tried and the family likes
  • Books that I have enjoyed
  • Photos of places we have visited
  • YouTube bloggers and websites that I like
  • ??

Note:  Only your name and comment will show to anyone reading the blog.

 

 

Unwanted calls?

Long time no post.  I do have a valid excuse, but that isn’t what this post is about.

So, in the last couple of days we have gotten multiple calls from

‘DSCNT CBL SRVCS’ 702-359-7676

Every call we had sent to the voicemail and they never left a message.  After a few of the calls I did a Google search and found out that some people were getting 7 – 10 calls a day from this number!  Ouch.  So, I went into our phone system and blocked it.

Then, I got an email from FTC titled ‘How to Stop Unwanted Calls’.  Since I know everyone isn’t signed up for the FTC emails I figured I would attach a link to their website that gives options on how to stop the unwanted calls.

https://www.consumer.ftc.gov/features/how-stop-unwanted-calls?utm_campaign=unwanted-calls&utm_content=text-link&utm_medium=email&utm_source=govdelivery

Let me know if the link and advice helps you.

Later – Heather

 

Heat Transfer Vinyl (HTV)

Long time no post…  I just saw a photo of a Christmas present I made so I figured I would do a quick post.

Who else has gotten into using Heat Transfer Vinyl (HTV)?  There are many videos on YouTube, individual blogs, etc so I won’t repeat how to do it, but I will show you the first project that I did for a family member.

heat transfer vinyl, HTV, present

first HTV shirt

The lighting wasn’t great, but the trees are a solid green.  I used my Sizzix hand die cutting machine and some of the dies I had for making scrapbooks.  I had to play around with which way the HTV needed to be placed on the die since I wasn’t able to electronically flip my text.

The shirt is still being worn, but I have had to touch up a few of the letters with an iron.  I am still working on the correct amount of time, etc that they should be ironed for, etc.

Since this original shirt I have made eight more shirts for different family members.  So far I haven’t heard that the shapes or letters have fallen off.

What is your latest craft project?

Later – Heather

 

Instant Pot recipes

Hi.  Yes, I am still here, but have been spending more time living life and working on projects than updating the blog.  I catch myself thinking ‘I should make a blog post about this’ so one of these days I will write about some of my current projects.

Just wanted everyone (anyone?) to know that I just added the links to some of my family’s current favorite Instant Pot recipes to the ‘Links to Instant Pot Recipes’ page.  Tonight I cooked the Pork Chops and they were very good.

Do you have a favorite Instant Pot recipe?  If so, please share the link.

Later – Heather

2019 blog topics

So, I said there would be some changes coming.  At one point I was going to just stop updating the blog.  With the world (California wildfires, politics, etc) being so weird lately I felt like talking about DIY projects was just dumb.  But after stepping away for a while I realize that I like blogging, but just not the way I was.

My word this year is to Focus – on my family, my health, finishing projects, etc.  Blogging isn’t my main hobby.  So, this year I definitely won’t have a set schedule (I am just not able to commit to that), but I have decided there are certain topics I want to blog about.  So, some of the topics will be the following, but there will be other random topics as they come up.

  • Bargain of the month – Years ago my mother-in-law and I would talk about our ‘Bargain of the Month’.  I realized that I had fun telling someone about my super deals so I decided I will post them on here, if nothing else.  Sometimes they won’t have a photo, but most of the time there will be a photo.
  • Money saving topics – This could be able a new book I heard about, a discussion I saw on the internet or a tip that we follow.
  • Projects –  There are multiple projects that I have been working on.  As they are completed and/or given away I will post them.
  • Favorite blogger, Instagram or YouTube site I follow.

So, I am not going to commit to a posting schedule, but I hope to post at least one a month, if not more often.

If there is a topic you would like me to approach leave it in the comment section.

Later – Heather

 

Why we should all consider taking a midlife gap year — ideas.ted.com

Quote

When Caroline Harper suddenly found herself jobless in her mid-40s, she decided to step off the corporate ladder and travel to all the places she’d always wanted to go, from Antarctica to Egypt. Here’s how it changed her life — and her career. Caroline Harper loved her work negotiating big contracts in the oil and…

via Why we should all consider taking a midlife gap year — ideas.ted.com

I read this article and definitely agree with it.  Maybe if you can’t take a gap year you could at least do something different on your next vacation which would allow you to think about what you would want to do in the future.  As I have been known to say, I still don’t know what I want to be when I grow up 😉

If money was no object, what job would you like to have in the future?

Later – Heather

Focus – Word for 2019

I want to wish everyone a Happy New Year.

After being busy with dealing with the fallout from the Paradise, CA area wildfire (see previous posts), I decided to take off a few weeks from blogging so I could enjoy the time with my family and work on other projects.

I have decided to make some changes to the blog, but I am still mentally working out the details so it will be spelled out in a future post.

Do you select a Word of the Year?  Last year I picked ‘Be’ as my word.   ‘Be’ fit what I needed, whether I knew it or not on January 1st, 2018.

This year I decided on Focus since I want to focus on:

  • my family
  • my health
  • on projects
    • Hopefully I will finish some projects so my active ‘partly done’ list is smaller at the end of 2019 than now.  This doesn’t mean I won’t add new ideas to the list, but I have to get some of the partly finished projects sitting around here done and provide some free space – physically and mentally.
  • etc – I know other things will come up that will need my Focus for at least a short period of time.

One thing I am trying this year is to fill out a planner again.  I have tried to use a bought planner in previous years and have failed.  Then I tried a Bullet Journal for a while, but gave up since I was constantly having to rewrite tasks from week to week since they were not getting done.

So, this year I created a three month planner (to start) of my own design.  It is a combination of a regular planner and a Bullet Journal.  I will let you know at the end of March what worked and what I will be changing for the next three months.

Until next time, Heather

 

Retweet #Retweet4Good

If you haven’t heard, State Farm Insurance will give up to $1 million dollars to help with the recovery of the people affected by the Paradise, CA area wildfire if #Retweet4Good is retweeted on Twitter through Sunday November 25, 2018.

So, if you are on Twitter please retreet this.

Here is the article and what should be tweeted….

https://www.wbay.com/content/news/How-you-can-help-Aaron-Rodgers-raise-an-additional-1-million-for-fire-victims-501013871.html

Thank you in advance and a special thank you to State Farm Insurance – Heather

Good Story #1 – Paradise, CA area

Here is the first good news story I saw about the Paradise, CA wildfire.  I think this story touches me so much since this could have been my mom.  My mom wasn’t driving the last few years she lived in the Paradise, CA area.

Expect to smile before you get to the end of the story.

https://www.actionnewsnow.com/content/news/93-year-old-Rescued-from-Camp-Fire-By-Garbageman-Then-He-Took-Her-Home-to-His-Family–500800521.html

Later – Heather

#ButteStrong

#ParadiseStrong

#prayforparadise

 

 

 

Thanksgiving gift to myself

So, with everything going on with Paradise, CA and my extended family (see the previous posts if you don’t know what I am talking about), I have decided to give myself a gift and not go on Facebook for this week.  I need a break from all the posts, etc.

So far I have pulled out some small painting projects and I at least remembered to take most of the before photos so I will make a future post about that.

Now, I am not giving up all of the social media since I do use Facebook Messenger and I am also on Instagram, but I hardly ever go on Instagram and when I do I usually see good, uplifting things like funny Golden Retriever videos, recipes and etc.

I do want to wish everyone an early Happy Thanksgiving too.

#ButteStrong

#ParadiseStrong

#prayforParadise

Later – Heather